Companies bury small fees in your bills hoping you never notice. This tool decodes the ones you can actually get removed, hands you the exact words to say, and points you to money you may already be owed.
No bank linking. Nothing you enter leaves your device.Tap any that sound like you to see the fix and add it to your running total. Every fix is something you do yourself, for free.
These are legitimate, official sources of cash that is already yours. Checking is always free, and you never pay anyone to claim money that belongs to you.
Old deposits, refunds, final paychecks, and forgotten accounts get turned over to your state after a while. Billions sit unclaimed. Searching is free and takes a minute.
Search your state's official database at unclaimed.org →Source: NAUPA, the National Association of Unclaimed Property Administrators (the official network of state programs).
If you did not file a return in a year you had taxes withheld, a refund may still be waiting. There is a time limit to claim it, so it is worth checking.
Check directly at irs.gov/refunds →Source: IRS, the official U.S. tax agency.
Changed jobs over the years? Old 401(k) money and lost pensions are common, and there are free official ways to track them down.
Search unclaimed pensions at PBGC.gov →Source: PBGC, the U.S. Pension Benefit Guaranty Corporation (a federal agency).
Companies settle over hidden fees, data breaches, and misleading pricing all the time, and many payouts need no receipt, just your name and a truthful statement that you qualify. New ones open every week.
See settlements open right now →Only ever file settlements you honestly qualify for, and always confirm the deadline on the official settlement website before filing.
Take the free 60-second quiz. Based on what is hitting you hardest, we will show you the most useful free path, and email you a copy so you have it when you sit down to make the calls.
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