How everything on this site gets sourced, checked, and kept current. And how to hold me to it when I get something wrong.
Everything on BillRelief Check is written by me, Andre Haynes, the founder of Andine's Place LLC in Phoenix, Arizona. There is no anonymous editorial team here. My name is on it, which means when something is wrong, it is wrong on me.
What I am not: I am not an attorney, a CPA, a financial advisor, or a licensed credit counselor. I hold no professional financial certification. I am not going to imply otherwise, because on a site about your money that would be the first lie.
What I am: someone who was buried in credit card debt and climbed out, who has since spent a long time reading the actual rules, the actual regulator guidance, and the actual complaint records, and who writes down what he finds so the next person does not have to start from zero.
Every factual claim on this site traces back to a source you can open yourself. Not to a blog that cited a blog.
Out-of-date information about money is not a small problem. Tax forms change, state laws change, and a rule that was true in 2024 can quietly stop being true. So this is a real process, not a promise.
A scheduled job re-checks every official source link in our paid guides and reports anything that has died or moved. It runs on its own and flags problems whether or not anyone remembers to look.
A written checklist covers the things a link check cannot catch, because a URL can work perfectly while the facts behind it have changed. That review covers the specific figures our guides depend on, current IRS forms and line numbers, statute-of-limitations rules by state, and whether the consumer protections we cite are still in force.
Where a page says it was last verified, that date only moves after the review is actually done. A date that gets bumped automatically is decoration, not information.
You should know exactly where our incentives sit, because that is the only way to judge what we tell you.
If we ever fail that test on a page, it is a mistake, not a policy. Send it to me.
I will get things wrong. The question is what happens next.
Educational information only. Nothing here is legal, tax, medical, or financial advice, and reading it does not create a professional relationship of any kind. We are not a debt relief, debt settlement, credit repair, medical billing, or law firm, and we do not perform any of those services or negotiate anything on your behalf.
Laws vary by state and change over time, and your situation has details this site cannot know. For advice about your specific circumstances, talk to a qualified professional. Where free help exists, such as nonprofit credit counseling at nfcc.org, legal aid, or an attorney who works on contingency, our guides point you to it rather than to a paid alternative.